? Live Baccarat UK
Baccarat is a simple and easy to learn card game that is a staple in most UK live casino sites. With the advent of online gaming, it comes as no surprise that it has become popular in the virtual gambling world right with other live dealer games like blackjack and roulette.
With further advances in technology, many casinos now offer live dealer games of baccarat, combining the thrill of a real casino experience with the convenience of playing from home. Playing baccarat online opens up a new world of opportunities. There are new versions of the classic casino game, like Lightning Baccarat, or a whole range of side bets you can place more easily.
Live baccarat online follows the same rules and customs as its offline sibling. Live dealer baccarat for real money encompasses the thrills of brick-and-mortar casinos, with the convenience of online casinos, creating something truly extraordinary, which is fun and exciting.
Streaming live baccarat games from the studios of renowned providers in full HD, with real live croupiers and the dealers adding to the allure of this version of the game. Regardless of the baccarat variation you prefer, playing live games online is not an opportunity to be missed.
While playing online can take away the human touch, this is not the case with live baccarat, with most titles offering a live chat function that allows social interaction in real time. Live baccarat games truly take the best of both worlds to create an experience like no other for all gamers to enjoy time and again.
Here are some quick game facts on one of the real money live baccarat games:
Game Provider | Evolution Gaming |
Name | Speed Baccarat |
RTP | 98.94% (Side Bets vary) |
Minimum Bet | £1 |
Maximum Bet | £15,000 |
Special Bets | Side Bets, Bonus Bets |
Autoplay | No |
Compatibility | Desktop, Mobile, Tablet |
Live Dealers | One |
Instant Chat | Yes |
Games Available | 24/7 |

You can play a hand of Baccarat at almost all British casinos but we have reviewed the very best live baccarat casinos to play popular live dealer games for real money.
?? Best Live Baccarat Sites
Most online casinos will have a couple of baccarat tables in their live casino games lobby, but the following have been reviewed as the best baccarat sites for real money to play this classic card game.
Every one of these top 20 online casinos in the UK offer a different portfolio of games and bonuses. Try to pick one that best matches your gambling profile and provides the functionality that is most important to you. Remember that playing live baccarat online should be a fun and engaging experience.
Here are top online casino sites to play baccarat games:
BEST BACCARAT SITE | LIVE CASINO MAX BONUS | WAGERING CONTRIBUTION FROM BACCARAT |
---|---|---|
Leo Vegas Casino | £56 | 100% |
Luxury Casino | £1000 | 10% |
Golden Tiger Casino | £1,500 | 10% |
Casino Action | £1,250 | 10% |
BlackJack Ballroom | £500 | 10% |
Quatro Casino | £100 | 10% |
10Bet Casino | £100 | 10% |
Unibet Casino | £40 | 10% |
Winomania | £100 | 10% |
Best Online Baccarat Casino
In the opinion of our experts Luxury Casino is the best online gambling site to head to if you want to play live dealer baccarat. They have plenty of tables and game choices in their live casino section, and any wagers placed on a baccarat hand will contribute 10% towards the playthrough requirement of their generous welcome bonus.
How We Review Live Dealer Baccarat Casinos
We only recommend a handful of online casinos as the best places to try baccarat live, as all sites need to meet our strict requirements to make it onto our list. When we review new casino sites in the UK the key criteria we measure against include:
- Security: Every site we recommend is fully licensed in the UK and uses cutting-edge encryption software to protect you and your money
- Game Selection: We highly rate sites that have a selection of different baccarat tables from different software providers to give you more choice when you play online, and the very latest games
- Casino Bonus: Not all welcome offers from online casinos can be used to play live baccarat games, so we only recommend those with relevant promotions on this page where live casino games contribute at least 10% to wagering requirements
- Payout Speed: When you gamble online you want to be able to collect your winnings and enjoy them quickly, so we only list reputable casino sites that payout in reasonable time frames
- Mobile Compatible: In 2024 all online casino games can be played on a phone or a tablet, but best live baccarat casinos work better than others on smaller devices. We test how responsive a casino is on mobile and desktop whenever we review a new site
- Customer Support: We only list the best online baccarat casinos that have multiple ways to contact their customer service if things go wrong, and that have good feedback from baccarat players
? How to Play Baccarat
Live baccarat plays the same as the traditional version. The game aims to get as close to 9 as possible and beat the banker’s hand. You can play the game with eight decks of 52 cards, and before each deal, the player can wager on whose side will win.
What’s crazy is that you can even bet on the dealer’s hand! It’s entirely unheard of, and we had to test this feature. It takes a bit of time to get used to hoping the banker wins and opens new betting options.
Even though baccarat is very easy to understand and play, it has many different bet types and payout options. Baccarat is a perfect choice for live casino players that want to play a simple game with big payouts. There are also rumours for online casinos to launch progressive baccarat jackpots in the future.
Rules
To begin the game, the dealer shuffles “the shoe” where the cards come from. Then they call for bets. You can bet on your hand, the dealer’s (banker’s) hand or a tie. After the bets have been placed, the dealer deals two cards for the player and two for the banker.
If either hand results in 8 or 9, the game ends and winnings are paid out. If not, a third card is dealt to both hands and whoever is closer to 9 wins. Aces are worth 1 point, while face cards and jokers count for 0; other cards are worth their face value. The max total for a hand can only be 9, so if you draw a hand with a 5 and a 7, totaling 12, your baccarat game total is 2.
There are a few different types of baccarat, like Chemin de fer and Punto banco, which have different rules when it coming to betting options and some other rules. Check or ask the dealer which version you are playing to make sure you understand how the game works.
In Chemin de fer, you can accept or decline cards, while Punto banco has fixed betting options and you must take the cards given to you. Also in Punto banco, the dealer stands on 7 and draws another card depending on the player’s total.
Once you have mastered the basic rules of baccarat, you can advance to online baccarat strategies to try to enhance your gameplay.
Banker vs. Player Odds
Winning banker bets occur about 45.8% of the time in baccarat. That’s slightly higher than the player’s hand at 44.6%. Tie bets win 9.6% of the time.
When you count ties, the banker bets wins about 51 per cent of the time. This one percent may be a small marginal advantage, but it’s still slightly better than coin-flip odds. That’s why British players tend to favour the banker’s hand to win. It’s always a game of chance, but with these odds, you can quite easily book a win playing live baccarat games.
House Edge
Baccarat has one of the highest RTP (return-to-player) percentages out of all casino games, which is one of the reasons why online players like it so much. To put it another way, the house edge is quite low, just 1.06% if you play banker and 1.24% if you play player.
Remember that while all baccarat games at our recommended online casinos are random, you can still expect to lose more than you win in the long-term when playing baccarat games as indicated by the house edge.

Baccarat is a little more complicated than other casino card games, but it is quick to learn with our guide.
?? Game Variations
Evolution Gaming has set a new standard for live baccarat games in the industry. They have taken online baccarat play into a new dimension, with unique bet options and chance to squeeze your cards. You could say Evolution’s baccarat games are better game versions than you’d get in land-based casinos.
Here are versions of Evolution Gaming’s Baccarat you can find on many online live baccarat casinos:
- Multi-Camera Baccarat
Continually changing camera views and angles add to the drama for the table game action. - Live Baccarat Squeeze
You can squeeze your cards while 15+ cameras capture every moment of it. The dealer will quickly reveal the player hand with less potential and gives you a maximised sweat for those hands associated with the highest total wager. - Live Baccarat Control Squeeze
In this variant, you can control the squeeze function by yourself. Optical filters obscure the card faces. All you need to do is simply tap on the corner of each card to peel back the overlay mask and reveal the card value. Baccarat controlled squeeze is a truly unique feature – new players can even practise this squeeze without the need to place a bet! - Live Speed Baccarat
It is a perfect game mode for those who look for maximum betting opportunities and excitement in their online casino playing sessions. It’s a super-fast alternative to the standard online baccarat game.
Different variations include Choice of Roads and Pair Side Bets. You can also place some further options side bets that offer odds up to 200 to 1 (for Perfect Pair, two pairs) that add extra excitement for your gaming. We advise you first to become familiar with the game before you start placing added bets and trying more advanced baccarat strategies.
Lightning Baccarat
Lightning Baccarat is the #1 online baccarat game of 2024. In this version of online baccarat, special lightning cards are drawn from a virtual deck. With the right cards, a lucky casino player can win with a multiplier of up to 262,144! BonusFinder warmly recommends you try it!
Lightning Baccarat is played as follows:
Bet on a player, banker or a tie as you’d in a regular live baccarat game. Note, that your wager has an added 20% Lightning Fee.
At the start of the game round 1-5 random Lightning Cards are drawn from a virtual 52-card deck, plus randomly generated payout multipliers are shown. If you win with one or more matching Lightning Cards, your winnings are multiplied by 2x to 8x. However, you can win even more!
Get 3 matching cards and win with a multiplier of 512 (8x8x8). The maximum win is an amazing 262144 times your bet when you win a bet on tie with six matching Lightning Cards. Note that there is a £500,000 cap on your win.
?? Casino Bonuses
Because the return to player (RTP) is so high in real money baccarat, UK casino bonus sites rarely offer casino promotions for this game. The house edge in online baccarat is shallow, and only blackjack’s is lower, which is why blackjack bonus offers are rare too.
Bonuses come with some terms and conditions, the most important being the wagering requirements. Understanding the wagering requirements associated with welcome bonuses can help you make sure you can redeem the bonus cash. For example, if your wagering requirement is 10x, you need to wager £1000 worth of bets to claim your bonus wins for a £100 deposit.
If you do claim a match up bonus you can often use the active bonus funds for baccarat, but you need to complete the wagering requirements before you can withdraw any winnings, and bets placed on baccarat games may not contribute to this total. Always check the T&Cs carefully to understand the bonus conditions.
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? FAQ
- Where can I play live casino baccarat?
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You can play baccarat at any casino offering this game. If you're looking to play online for real money, have a look at our top online baccarat casinos to ensure you get the best deals and value for your money. All casinos we list are fully licensed by the competent authorities to provide gambling services in the respective jurisdiction. It can help you put your mind at rest that your information and deposits are secure and that any winnings will be paid by terms and conditions, which the casino operates.
- Can I play live dealer baccarat for free?
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Unfortunately, not. Live casino game providers invest a lot of time and effort to create top-notch games. Given there are quite a lot of costs involved (dealer salaries, electricity, etc.) running an online live casino, even the best live baccarat casinos can't afford to offer these games for free. However, the minimum bet is usually very low, so that you can get familiar with the games with little risk involved.
- Is it legal to play baccarat online?
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Yes, playing baccarat online is perfectly legal when done at licensed casinos. Licensed casinos abide by strict rules and regulations, ensuring all of the games they offer are fair and not rigged. Technologies such as RNG (Random Number Generator) and SSL (Secure Socket Layer) help to make sure games are not only appropriate but also safe. Licensed casinos will carry a seal of approval, which you will be able to cross-reference with the relevant authority. Also, make sure you can see a padlock symbol next to the URL.